The world of financial literacy can be complicated. Help your child learn skills for financial independence

The world of financial literacy can be complicated. Help your child learn skills for financial independence

When was the last time you talked with your child about money and finances? As parents,  one goal when it comes to raising our children is to help them become self-supporting adults and a contributing member of society.

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Imagine your family headed to a home away from home. Your very own oasis. Have you ever thought about purchasing a vacation home?

Imagine your family headed to a home away from home. Your very own oasis. Have you ever thought about purchasing a vacation home?

Some people love to go to the beach and some people dream about a vacation home in the mountains.

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Take some of the guesswork out of buying a home. Here’s what you can expect during the home buying process

Take some of the guesswork out of buying a home. Here’s what you can expect during the home buying process

So you’re done with renting and planning to purchase a home. But how can you prepare for making one of the biggest, if not the biggest purchase of your life. Frankly, it can be exciting, emotional, and stressful, all at the same time. And between closing and moving, it’s a lot to deal with in a fairly short amount of time. It will help if you stay organized, proactive, and approach most everything based on facts. Here’s a list of things you’ll want to do during the process.

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Accessing your accounts when traveling abroad

Accessing your accounts when traveling abroad

Many things have changed over the years, such as getting ready to travel. Years ago before you went out of town you would go to your financial institution to make sure you had enough cash and checks with you to get you through the trip. And remember Traveler’s Checks? Although they are still used today, many folks continue to use their preferred method of payment while they travel – a debit or credit card.

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Creating a budget for the new year

Creating a budget for the new year

As we head into the new year, it’s a good time for reflecting on last year – Was it overall a good year? Did you meet most of your goals? How were your finances? What did you get right and how could you improve? If you financially had a great year, then good for you! But if it wasn’t that great or you think it could’ve been better, then perhaps you need to create or revisit your budget.

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Five Ways to Encourage Good Saving and Spending Habits in Your Children

Five Ways to Encourage Good Saving and Spending Habits in Your Children

How often do you discuss money with your children? If your answer is "not often," you're not alone.

There is an opportunity to help your children form strong spending and saving habits at an early age, and doing so can have a concrete impact on their futures. For example, recent research suggests that children with savings – even as little as $1 to $499 – are four times more likely to go to college than children with no savings at all. There are many reasons why it's beneficial for children to learn how to manage money from a young age, and getting started sooner rather than later can drastically shape your children's financial futures for the better.

Here are five ways you can encourage your children to develop good saving and spending habits.

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