A little help in protecting your identity from IDShield

A little help in protecting your identity from IDShield

When it comes to protecting your identity and credit against fraud, you are your own best line of defense. But for those who want some help, there are a number of companies that provide services to help protect consumers from fraud and identity theft.

CDC Federal Credit Union teamed with IDShield for help in this area, and IDShield provides some great tips for protecting your personal and confidential information. What tops their list? Knowing what’s on your credit report. The folks at IDShield remind us that you get one free credit report for each of the three national credit reporting companies each year. So don’t be shy. Request your reports and review them for errors. IDShield suggests staggering your requests, which may give you a clearer picture of any discrepancies at any given time.Here are a few other tips to keep in mind as you’re checking your report:

Requesting the annual copies of your consumer report won’t affect your credit score.

Every consumer reporting company may not have information on every consumer.

If you find incorrect information on your report, you have the right to dispute the information and request any corrections.

Just because you find an error on your consumer report, doesn’t necessarily mean you are a victim of identity theft.

On a final note, the IDShield Investigator Tips for March 2018 reminds us to be vigilant when it comes to our cell phones. Think about it...we have a lot of personal and confidential information stored on our phones. If someone should take your phone (Have you ever given a stranger your phone to take a picture of you and your significant other?), you don’t want to compromise your information, and IDShield suggests the following:

Lock your phone and protect your information behind authentication such as a fingerprint or face recognition or a code.

Know how to erase your data remotely.

Back up your data.

Keep your operating system and apps up to date.

Don’t take the bait and click on links in texts or emails.

Don’t overshare.

Avoid public WiFi –using unsecure connections puts your data at risk.

For more information, click here.

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